LAST EDITION, I covered the distinct differences between independent senior living and assisted living. To better help your senior loved one have the best possible lifestyle, let’s talk about another type of community to consider.
These communities offer many of the same amenities and activities as assisted living but in a secured setting. The activities are tailored more toward individuals with memory impairment, and the staff is trained to enhance the lives of such residents. The residents benefit from more individualized care and a variety of stimulating activities.
Memory care accommodations typically consist of private or semi-private (shared) rooms. Of course, amenities such as housekeeping, laundry, and all meals are included. Some communities have LOC (Level of Care) in addition to the cost of the accommodation. Typical forms of payment include private pay, long-term care policy, VA Aid & Attendance, and Medicaid Diversion/Medicaid Waiver. Varies by community.
Aside from the best accommodation that our loved one needs, there are other financial considerations, also. Examples include a Community Fee (flat rate or equivalent to first month’s rent), Buy-In, LOC (Level of Care), and next month’s rent (should you move in after the middle of the month), and all vary by community.
Should you need assistance determining “the best move” for your loved one, please contact me.
This column is sponsored by Our Family Connections, LLC.
column by JENNIFER BROWN
BIO: Jennifer Brown of Our Family Connections, LLC, offering senior living solutions, has enjoyed 18 fulfilling years of assisting seniors and their families in various healthcare fields. Recognizing the need for a more personal approach when families begin to seek senior care and living options, Jennifer decided to start Our Family Connections. As a Lakelander with a lovely, large family — eight children, five grandchildren, and one more on the way — Jennifer has personal, local knowledge of family needs for seniors and their care. When not assisting her clients, Jennifer and her husband Scott enjoy spending time with their children and grandchildren. For more information, visit www.ofccares.com or call (863) 999-3559.
Posted March 1, 2016